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Foreclosure - Meaning, Definition & English Examples

Foreclosure is the legal process where a lender takes possession of a property when the borrower fails to make mortgage payments, often leading to its sale.

foreclosure

/ˈfɔːrˌkloʊʒər/ /ˈfɔːˌkləʊʒə/

Definition:

Legal process where a lender seizes property due to unpaid mortgage payments.

Synonyms:

repossession, seizure, confiscation

Part of Speech:

noun

Antonyms:

loan approval, property ownership

Common Collocations:

foreclosure notice, avoid foreclosure, foreclosure auction, foreclosure crisis

Derivatives:

foreclose, foreclosing

Usage Tips:

Use "foreclosure" to describe the legal action taken when a borrower defaults on a mortgage.

Common Phrases:

facing foreclosure, stop foreclosure, foreclosure proceedings

Etymology:

From Old French "forclos," past participle of "forclore," meaning "to shut out."

Examples:

  • 1. The bank initiated foreclosure after missed payments.
  • 2. They lost their home to foreclosure last year.
  • 3. Foreclosure rates rose during the economic downturn.
  • 4. She sought legal help to avoid foreclosure.

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